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Standards of Lending Practice for Business Customers

We are a Registered Firm with the Lending Standards Board which publishes the Standards of Lending Practice for Business Customers.

Find out more about the Standards of Lending Practice.

Security may be required. Product fees may apply. Over 18s only. Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

The Standards of Lending Practice for business customers provide protections for SMEs with a consolidated turnover of up to £25 million across loan, commercial mortgage, overdraft and credit card products.

The Standards of Lending Practice for business customers applies to businesses/organisations, which at the point of lending:

  • have an annual turnover of no more than £6.5 million in its last financial year (exclusive of VAT and other turnover related taxes), and;
  • do not have a complex ownership structure (for example, businesses with overseas, multiple, or layered ownership structures).

What products do they cover?

  • Loans
  • Credit cards
  • Chargecards
  • Overdrafts

Click here to get your copy of the Standards of Lending Practice for business customers.

Find out more about the Lender and Borrower Responsibilities.

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